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Auburn church case has lesson for all

September 2001

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Massachusetts Congregational Fund

 

United Church Foundation

Sometimes even the professionals can’t be trusted.

When the Pakachoag Church in Auburn received a $2.7 million bequest in 1980, the church sought out a professional advisor to invest the funds.

But 20 years later, the church discovered it had been defrauded of $1.2 million by that advisor, according to findings recently released by the U.S. Securities and Exchange Commission.

“We put our trust in a person, and that person abused that trust,” said Al Esposito, the church’s attorney and a member. “Nobody was very experienced, and the church totally trusted the company.”

Esposito said that on the surface, it was very difficult to see that there was a problem, because the stock market was doing well and the church’s endowment was growing rapidly.

“The church was making money. The endowment grew every quarter, so who asks questions?” he said.

Eventually, he said, the church’s former pastor caught on to what was happening.

The SEC issued its findings in the case in July, ordering the church’s former investment advisor, Sage Advisory Services of Wellesley, to pay Pakachoag Church $304,800. According to the Commission’s findings, the advisory firm is unable to pay back any more than that.

Esposito said civil and criminal suits are also pending against Sage’s former chief executive, Gordon J. Rollert, who was the church’s advisor. The church was Rollert’s biggest client.

The SEC findings state that Rollert “churned” the church account, buying and selling stock solely to receive commissions. The SEC also stated that Sage fraudulently sold the church investment interests in a “shell entity” that Rollert set up.

Esposito said the church has learned its lesson, and now hires other financial professionals to keep an eye on its investors.

Susannah Baker, Associate Conference Minister for Policy and Administration, said that what happened to Pakachoag Church is an important lesson for all churches.

“Churches are run by volunteers and it is time consuming and difficult for volunteers to manage portfolios or to oversee those who do,” Baker said. “That is why the Conference recommends that churches with endowments invest in either the United Church Foundation or the Massachusetts Congregational Fund.”

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